For Professionals
Long-Term Care Planning for Financial Advisors
LTC Simple is a specialist resource for financial advisors, wealth managers, RIAs, CPAs, and estate planning attorneys throughout the United States. Carol Guilbault, CLTC, brings more than 25 years of experience to client education, coverage comparisons, and collaborative planning—with zero pressure.
Fill a Planning Gap
Retirement, tax, and estate plans are incomplete without a long-term care conversation. Refer with confidence and keep the client relationship centered on you.
Educate Clients Well
Carol provides client-facing education on traditional, hybrid, and asset-based coverage, premium tradeoffs, and retirement protection. State-specific topics, such as WA Cares and California Partnership or Medi-Cal, are addressed where relevant.
Independent & Multi-Carrier
Independent comparisons of available carriers and policy designs keep the discussion centered on the client’s needs and premium budget, not a proprietary product shelf.
How We Work With Advisors
Client Education
Live or recorded sessions for your client base, tailored to their planning needs and applicable state considerations.
Case Consultation
Bring us a household situation; we'll model traditional, hybrid, and self-funding paths side-by-side.
Underwriting Triage
Pre-screen medical history before formal application to protect the client and your relationship.
Clean Handoffs
You stay the quarterback. We document recommendations and report back so nothing falls through the cracks.
Complimentary Consultation
Ready to add LTC planning to your practice?
Schedule a brief complimentary conversation with Carol. No pressure, no obligation—just honest, energetic guidance tailored to your situation.