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Long-Term Care Resources & Insights

Clear, practical information to help you understand long-term care, insurance options, costs, and the decisions that can help you prepare for the future.

Long-Term Care Insurance

When Is the Right Time to Buy Long-Term Care Insurance?

After 25+ years in long-term care insurance, Carol shares why she bought her first policy at 38, why she added more later, and the two questions that matter far more than finding the “perfect” age.

By Carol J. Guilbault, CLTC · August 31, 2026

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