Resources
Clear, practical information to help you understand long-term care, insurance options, costs, and the decisions that can help you prepare for the future.
There isn’t one simple price. Carol explains how your health, finances and coverage choices shape the cost—and why a meaningful quote starts with understanding you.
By Carol J. Guilbault, CLTC · October 8, 2026
Read ArticleAfter 25+ years in long-term care insurance, Carol shares why she bought her first policy at 38, why she added more later, and the two questions that matter far more than finding the “perfect” age.
By Carol J. Guilbault, CLTC · August 31, 2026
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